Documents Required For Home Loan
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretaries, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Self-employed individuals eligible for home loan
Any individual filing income tax returns can apply
Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan
Calculate your home loan with below calculator
Home Loan Calculator
Monthly
- Monthly EMI
| Documents | Details |
|---|---|
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Mandatory Documents |
Application Form PAN Card |
|
Proof of Identity |
Any one of the following
Passport
Aadhaar Card
Driving License
Voter ID
GOI issued Photo ID
Govt Employee ID |
|
Proof of Address |
Any one of the following
Aadhaar Card
Driving License Voter ID
GOI Issued Photo ID
Govt Employee ID
Electricity Bill
Gas Bill
Telephone Bill (Land line)
Property Tax Receipt
|
|
Date of Birth Proof |
Any one of the following
Passport
PAN Card
Aadhaar Card with DOB
Driving License
Birth Certificate
SSC Marksheet
|
|
Signature Proof |
Any one of the following
Passport
PAN Card
Banker's verification
Notarized affidavit with ID & Address proof (not applicable for financial applicant)
|
|
Proof of Income |
SALARIED
2 photos
6 months salary slip
6 months bank statement showing salary credits
2 yrs Form 16 (or employment continuity proof)
Current Company Appointment letter
Previous Company Releiving Letter
SELF EMPLOYED
2 photos
2 yrs ITR, Computation of Income, P&L,
Balance sheet with CA seal and sign
For Asha HL - 1 yr ITR, Computation of Income,
P&L, Balance sheet with CA seal and sign
Tax Audit Report (If Gross Turnover Exceeds Rs 1 Cr
or Gross Receipts Exceeds 25 Lac)
6 months bank statements of personal and business accounts
If ITR is filed without digital sign - CPC and tax paid challan
Business continuity proof (3 yrs for HL / 5 yrs for LAP)
FOR NRI SALARIED
2 photos
6 months salary slip
Appointment letter/contract letter
Continuos Discharge Certificate for Shipping cases
6 month Domestic NRE/NRO a/c statement
6 month international salary a/c statement
Overseas credit report
Valid visa copy/OCI card
Passport copy
POA details
Resident Proof
|
|
Lease Rental Discounting |
6 months bank statement where rent is credited
Registered valid lease agreements
2 yrs ITR, Computation of Income, P&L, Balance
sheet with CA seal and sign
1 yr 26 AS
If Partnership firm - Partnership deed, 2 yrs
audited financials, operative account, KYC, partnership authority letter
|
|
For Applicants who are
Partners in a Firm/ Directors
In a company |
Partner / Partnership Firm
Partnership Deed, List of Partners,
NOC as per Bank format
Partnership firm's audited ITR along with
complete financials
Partnership authority letter on letterhead of
the Firm signed by all partners in case Firm to stand as guarantor
|
|
For Applicants who are
Partners in a Firm/ Directors
In a company |
Partner / Partnership Firm
Partnership Deed, List of Partners,
NOC as per Bank format
Partnership firm's audited ITR along with
complete financials
Partnership authority letter on letterhead of
the Firm signed by all partners in case Firm to stand as guarantor
Director of a Company
For the company - 2 yrs ITR, Computation of Income,
P&L, Balance sheet with CA seal and sign
Tax Audit Report (Where Gross Turnover Exceeds Rs 1 Cr
or Gross Receipts exceeds 25 Lac)
Board Resolution (if Company is applicant) as per bank format
Certificate of Incorporation, MOA and AOA
DIN of all Directors, Board Resolution if Company
Latest Share Holding Pattern duly signed by Company secretary/
List of Directors
|
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Other Important Documents
and Checks |
Completely filled and duly signed application form
along with all applicants latest passport size photo
Aadhar card is mandatory for Credit Linked Subsidy
Scheme (PMAY) applicants
PAN card is mandatory for all financial applicants
Processing Fee and CERSAI cheques
Self-attestation of borrowers on all documents submitted
|
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- +91 2249686679
- info@newroofrealty.co.in
- Office No.29-30, Geomatrix Silvercrest Chs (Akshar), Plot No.29, Sector-25, Kamothe, Near Khandeshwar Railway Station, Navi Mumbai, 410209
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